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Record Nr. |
UNINA9910162924803321 |
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Titolo |
Finland : : Financial Sector Assessment Program: Technical Note-Stress Testing the Banking System and Interconnectedness Analysis |
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Pubbl/distr/stampa |
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Washington, D.C. : , : International Monetary Fund, , 2017 |
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ISBN |
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9781475564938 |
1475564937 |
9781475565003 |
1475565003 |
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Descrizione fisica |
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1 online resource (86 pages) : illustrations (some color), graphs, tables |
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Collana |
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IMF Staff Country Reports |
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Disciplina |
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Soggetti |
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Banks and banking |
Banks and banking - Finland |
Banks and Banking |
Finance: General |
Money and Monetary Policy |
Banks |
Depository Institutions |
Micro Finance Institutions |
Mortgages |
Financial Institutions and Services: Government Policy and Regulation |
Financing Policy |
Financial Risk and Risk Management |
Capital and Ownership Structure |
Value of Firms |
Goodwill |
Monetary Policy, Central Banking, and the Supply of Money and Credit: General |
Banking |
Finance |
Financial services law & regulation |
Monetary economics |
Stress testing |
Commercial banks |
Credit risk |
Liquidity stress testing |
Financial sector policy and analysis |
Financial institutions |
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Financial regulation and supervision |
Credit |
Money |
Financial risk management |
Finland |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Nota di bibliografia |
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Includes bibliographical references. |
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Sommario/riassunto |
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This Technical Note discusses the results of stress testing of Finland’s banking system. Despite high capitalization levels, there are important vulnerabilities in the Finnish banking system. Near-term risks are largely tilted to the downside, stemming from both external and domestic sources. A sharper-than-expected global growth slowdown would be a drag on Finland’s export and GDP growth. Although so far high compared with the rest of the euro area banks, Finnish banks’ profitability is facing challenges from the low interest rate environment and the low economic growth. Vulnerabilities include funding risks, contagion risks, and challenges related to long-term profitability. |
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