1.

Record Nr.

UNINA9910162923703321

Titolo

Finland : : Financial Sector Assessment Program: Technical Note-Banking Supervision

Pubbl/distr/stampa

Washington, D.C. : , : International Monetary Fund, , 2017

ISBN

1-4755-6511-9

1-4755-6514-3

Descrizione fisica

1 online resource (58 pages) : illustrations (some color), graphs, tables

Collana

IMF Staff Country Reports

Disciplina

330.9489702

Soggetti

Economic development - Finland

Banks and Banking

Finance: General

Investments: Bonds

Industries: Financial Services

Banks

Depository Institutions

Micro Finance Institutions

Mortgages

General Financial Markets: General (includes Measurement and Data)

Financial Institutions and Services: Government Policy and Regulation

Financing Policy

Financial Risk and Risk Management

Capital and Ownership Structure

Value of Firms

Goodwill

General Financial Markets: Government Policy and Regulation

Banking

Financial services law & regulation

Investment & securities

Finance

Covered bonds

Liquidity requirements

Credit risk

Financial stability assessment

Financial regulation and supervision

Financial sector policy and analysis

Loans

Financial institutions



Bank supervision

Banks and banking

Bonds

State supervision

Financial risk management

Financial services industry

Finland Economic conditions

Finland Foreign economic relations Europe

Finland

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Sommario/riassunto

This Technical Note discusses the findings and recommendations made in the Financial Sector Assessment Program (FSAP) for Finland in the area of banking supervision. The regulatory and supervisory framework for liquidity and funding risk has improved since the last FSAP, but certain vulnerabilities persist and require greater attention. Finnish banks continue to rely extensively on wholesale funding, as noted in the 2010 FSAP. Although supervisory action has managed to mitigate the problem, many banks remain heavily exposed to the risk of a dry-up of unsecured wholesale funding. Also, banks hold covered bonds issued by other banks as part of their liquidity buffer.