1.

Record Nr.

UNINA9910154854003321

Autore

Oricchio Gianluca

Titolo

SME Funding : The Role of Shadow Banking and Alternative Funding Options / / by Gianluca Oricchio, Andrea Crovetto, Sergio Lugaresi, Stefano Fontana

Pubbl/distr/stampa

London : , : Palgrave Macmillan UK : , : Imprint : Palgrave Macmillan, , 2017

ISBN

9781137586087

1137586087

Edizione

[1st ed. 2017.]

Descrizione fisica

1 online resource (XIX, 259 p. 75 illus., 47 illus. in color.)

Disciplina

332

Soggetti

Financial services industry

Business enterprises - Finance

Financial Services

Corporate Finance

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

1) Banking Crisis and SME Credit Risk Assessment; Gianluca Oricchio -- 2) SMEs in Europe: An Overview; Stefano Fontana -- 3) European SMEs Funding Through Securitisation: An Introduction; Stefano Fontana -- 4) Corporate and SME Credit Rating Models; Gianluca Oricchio -- 5) SME Credit Rating Models: A New Approach; Gianluca Oricchio -- 6) Restarting the Credit Engine in Europe; Sergio Lugaresi -- 7) Alternative Funding Options: E-Platforms; Andrea Crovetto -- 8) The EPIC Case Study; Andrea Crovetto. .

Sommario/riassunto

This book explores current financing options for small and medium size enterprises (SMEs), with particular insight into the European market. The authors position SME funding within a risk-averse lending environment with high regulatory costs on business loans, which has arisen from the recent financial crisis and new European bank capital regulations. Chapters in the book demonstrate how and why SMEs may be forced to leave the market and posit that shadow banking and other alternative funding options are viable channels for raising funds. A new and innovative SME credit risk model is also presented. This book will



appeal to all who share an interest in sustainable solutions to issues in SME financing.