1.

Record Nr.

UNINA9910254886403321

Autore

van Raaij W. Fred

Titolo

Understanding Consumer Financial Behavior : Money Management in an Age of Financial Illiteracy / / by W. Fred van Raaij

Pubbl/distr/stampa

New York : , : Palgrave Macmillan US : , : Imprint : Palgrave Macmillan, , 2016

ISBN

9781137544254

1137544252

Edizione

[1st ed. 2016.]

Descrizione fisica

1 online resource (286 p.)

Disciplina

332.019

Soggetti

Finance

Psychology, Industrial

Financial Economics

Work and Organizational Psychology

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

Description based upon print version of record.

Nota di bibliografia

Includes bibliographical references and index.

Nota di contenuto

Cover; Half-Title; Title; Copyright; Contents; List of Figures; List of Tables; Foreword; Acknowledgments; 1 Introduction; Part I; 2 Money Management; 3 Saving Behavior; 4 Credit Behavior and Debt Problems; 5 Insurance and Prevention Behavior; 6 Pension Plans and Retirement Provisions; 7 Investment Behavior; 8 Tax Behavior: Compliance and Evasion; 9 Victims of Financial Fraud; 10 Responsible Financial Behavior; Part II; 11 Individual Differences and Segmentation; 12 Confidence and Trust; 13 Loss Aversion and Reference Points; 14 Risk Preference; 15 Time Preference

16 Decision-Making, Decision Architecture, and Defaults17 Self-Regulation; Notes; Bibliography; Index

Sommario/riassunto

Government policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement



- or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological explanations for their behavior and choices. This exciting new book is essential reading for scholars of marketing, finance, and management; financial professionals; and consumer policy makers.

2.

Record Nr.

UNINA9910149577703321

Autore

Bloom Paul

Titolo

Against Empathy : The Case for Rational Compassion

Pubbl/distr/stampa

Wheaton : , : HarperCollins Publishers, , 2016

©2016

ISBN

9780062571847

0062571842

Edizione

[1st ed.]

Descrizione fisica

1 online resource (217 pages)

Disciplina

152.41

Soggetti

Empathy

Moral motivation

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Nota di contenuto

Dedication -- Epigraph -- Contents -- Prologue -- Chapter 1: Other People’s Shoes -- Chapter 2: The Anatomy of Empathy -- Chapter 3: Doing Good -- Interlude: The Politics of Empathy -- Chapter 4: Intimacy -- Interlude: Empathy as the Foundation of Morality -- Chapter 5: Violence and Cruelty -- Chapter 6: Age of Reason -- Acknowledgments -- Notes -- Index -- About the Author -- Also by Paul Bloom -- Credits -- Copyright -- About the Publisher

Sommario/riassunto

The book explores the concept of empathy and its role in moral decision-making. The author argues against the common belief that empathy is a necessary component of moral goodness, suggesting instead that empathy can lead to irrational and harmful decisions. The book posits that conscious, rational reasoning should guide moral



actions rather than emotional empathy. It addresses various societal issues, emphasizing the importance of deliberative thinking over emotional reactions. The intended audience includes individuals interested in psychology, ethics, and moral philosophy.