1.

Record Nr.

UNINA9910702926203321

Autore

Kotlikoff Laurence J

Titolo

Opting Out of Social Security and Adverse Selection / / Laurence J. Kotlikoff, Kent A. Smetters, Jan Walliser

Pubbl/distr/stampa

Cambridge, Mass, : National Bureau of Economic Research, 1998

Washington, DC : , : Congressional Budget Office, , [1998]

Descrizione fisica

1 online resource : illustrations (black and white);

Collana

NBER working paper series ; no. w6430

Classificazione

H55

Altri autori (Persone)

SmettersKent A

WalliserJan

Soggetti

Social Security and Public Pensions

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Note generali

February 1998.

Nota di bibliografia

Includes bibliographical references.

Sommario/riassunto

This paper compares two general methods of privatization social security: forced participation in the new privatized system vs. letting people choose between the new system or staying in social security (i.e., opting out). Simulations are performed using a large scale perfect-foresight OLG simulation model that incorporates both intra-generational and inter-generational heterogeneity.  The decision of any agent to opt out is endogenous and depends on the opting out decisions of all other agents vis-...-vis factor prices. Various tax bases are considered in financing the transition path, as well as the perceived tax-benefit linkage due to the informational problems inherent in many social security systems. We consider two cases: full and no perception  Both methods of privatizing social security lead to large long- run gains for all lifetime income classes despite the intra-generational progressivity of social security, but differ in their short run effects due to adverse selection associated with opting out. Adverse selection is a key reason why many economists oppose opting out and why many plans to privatize social security systems mandate participation. This paper, however, shows this wisdom to be wide of the mark. Opting out is better at protecting the welfare of the initial elderly, even though forced participation protects their real value of social security benefits



because opting out continues to collect payroll tax revenue from those who stay with social security. Opting out can mean quicker transition paths by reducing social security wealth faster than forced participation, because many will forfeit their accrued claims as the price of opting out. Yet opting out, along with a decrease in the payroll tax rate is better at shifting the burden to future workers who benefit from privatization.

2.

Record Nr.

UNISA996207332303316

Titolo

Matrix biology : journal of the International Society for Matrix Biology

Pubbl/distr/stampa

Stuttgart, : Gustav Fischer Verlag, ©1994-

Amsterdam, Netherlands : Elsevier

ISSN

1569-1802

Descrizione fisica

1 online resource

Soggetti

Collagen

Connective tissues

Connective tissues - Periodicals

Extracellular matrix

Extracellular Matrix

Connective Tissue

Collagène

Tissu conjonctif - Périodiques

Tissu conjonctif

Substance fondamentale (Histologie)

Periodicals.

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Periodico

Note generali

Refereed/Peer-reviewed

Title from pdf image of article (ScienceDirect, viewed Oct. 22, 2004).



3.

Record Nr.

UNINA9910149388003321

Autore

Maskame Estelle

Titolo

Did i mention i miss you? / / Estelle Maskame

Pubbl/distr/stampa

2016

ISBN

9781492632238

1492632236

Edizione

[1st ed.]

Descrizione fisica

1 online resource

Collana

DIMILY Series, ; 3.

Classificazione

YAF018080YAF052020YAF058040

Disciplina

[Fic]

Soggetti

Stepfamilies

Love

Summer

Youth's writings

California, Southern Fiction

Lingua di pubblicazione

Inglese

Formato

Materiale a stampa

Livello bibliografico

Monografia

Sommario/riassunto

From Estelle Maskame, author of the sensational Wattpad books, comes the final installment in the addicting DIMILY series that follows three unforgettable summers of secrets, heartbreak, and forbidden romance. This trilogy is perfect for readers of YA contemporary novels!   One last chance for love.  It's been a year since Eden last spoke to Tyler. She remains furious with him for his abrupt departure last summer but has done her best to move on with her life at college in Chicago — and she's finally over Tyler...isn't she? As school breaks up for the summer, she's heading back to Santa Monica, but she's not the only one who decides to come home...  Despite their breakup, Tyler's determined to rekindle their perfect chemistry and what they once had. Having been left behind to deal with the aftermath of their bombshell revelation and a family torn apart, Eden's not sure she can forgive him. Now she must search her heart and decide if Tyler is worth the risk once and for all.   Books in the Did I Mention I Love You series:   Did I Mention I Love You?  Did I Mention I Need You?  Did I Mention I Miss You?  Just Don't Mention It—The companion novel that tells Tyler's story!