Milestones in European housing finance / / edited by Jens Lunde, Christine Whitehead

• Record Nr.: UNINA9910137178303321
• Pubbl/distr/stampa: West Sussex, England : , : Wiley Blackwell, , 2016; ©2016
• ISBN: 1-118-92944-6; 1-118-92943-8
• Descrizione fisica: 1 online resource (510 p.)
• Collana: Real Estate Issues
• Disciplina: 332.7/22
• Soggetti: Housing - Europe - Finance - History; Electronic books.
• Lingua di pubblicazione: Inglese
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Note generali: Description based upon print version of record.
• Nota di bibliografia: Includes bibliographical references and index.
• Nota di contenuto: Title Page; Table of Contents; Notes on Contributors; Foreword; Acknowledgements; 1 Introduction; Why analyse developments in housing finance?; Defining housing finance; The countries; Trends in mortgage systems; Mortgage debt and house price increases - enabling each other?; Conclusions; References; 2 European Housing Finance Models in 1989 and 2014; Introduction; Mortgage systems; Funding the supply of mortgages; Mortgage characteristics; Overview; References; 3 Australia's 25 Years with a Deregulated Housing Finance System; The economic and institutional environment of the last 25 years; Key milestonesImpacts and implications of changes; Emerging issues; Conclusion; Acknowledgements; References; 4 Milestones in Housing Finance in Austria over the Last 25 Years; The economic and institutional environment of the last 25 years; Finance milestones; Impacts and outcomes; Looking to the future; Acknowledgements; References; 5 Milestones in 25 Years of Housing Finance in Belgium; Introduction; The Belgian housing finance system; The economic and institutional environment of the last 25 years in Belgium; Milestones during the last 25 years of housing finance in Belgium; Impacts; Looking to the futureAcknowledgements; References; 6 Milestones in Housing Finance in the Czech Republic since 1990; Introduction; ; Milestones in housing finance; Impacts; Future prospects; Acknowledgements; References; 7 Milestones in Danish Housing Finance since 1990; Introduction; The economic environment of the last 25 years; The Danish mortgage system; Key milestones; The impacts of these milestones over the last 25 years; Parallel development in house prices and owner-occupiers' net debt; The housing crisis, the national banking crisisand the Global Financial Crisis; The aftermath; The rescue operationsLooking to the future; Acknowledgements; References; 8 Milestones in Housing Finance in England; Introduction; The economic and institutional environment of the last 25 years; Milestones in private housing finance; Milestones in social and affordable housing finance; Impacts; Looking to the future; References; 9 Milestones in Housing Finance in Finland; Introduction; Key milestones; Impacts and implications of changes; Looking to the future; References; Further reading; 10 Milestones of Housing Finance in France between 1988 and 2014; Introduction: A quarter of a century laterFinance milestones; Specifics of French housing finance; Impacts; Looking to the future; Conclusions; References; 11 Milestones in the Development of the German Housing Finance System in the Last 25 Years; The initial situation in 1989; Milestones at a glance; German reunification (1990): A friendly takeover by the white knight?; The conversion of homeownership subsidisation from a tax to a grant system (1996): Heading for a new balance of tenures?; Integration and deregulation of capital markets: risks for the future?; Trying to run a housing system without subsidies